Retirement, Plainly
Retirement basics explained without jargon or sales pitches.
social security
Claiming Social Security Early, What It Really Costs
The exact benefit reduction for claiming Social Security retirement benefits at 62 instead of full retirement age, using SSA's own figures.
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401k
Employer 401(k) Match, Explained With the Actual Numbers
How employer matching contributions work under IRS rules, with a worked example showing exactly how much free money different contribution levels unlock.
required minimum distributions
Required Minimum Distributions, When They Start and How They're Calculated
The IRS age rule and divisor table behind required minimum distributions from traditional retirement accounts, with a worked calculation.
retirement
Retirement Accounts, the Basic Types
A plain-language overview of the main US retirement account types the IRS recognizes, and how their tax treatment differs.